Category: Classic Car Insurance

If you have a classic car that you want to protect, you should consider getting a temperature-controlled storage unit to store this vehicle. After all, it’s an investment, and repairs due to damage from the elements can be costly. 

Prevent Rust

A big reason to have this temperature-controlled storage unit is to eliminate rust. These classic cars have a lot of age, and those in mint condition are more susceptible to rust than others. Trying to repair rust damage is one of the more costly repairs for most classic cars. 

Eliminate Sun Damage

The exterior of classic cars can also suffer from sun damage, especially in places like Mesa, AZ. With a climate-controlled storage unit, you can significantly reduce the amount of sun that each vehicle sees, only getting exposure during car shows when it’s been detailed and has wax protection to stop the damage from the UV rays. 

Protect The Car’s Interior

Many classic cars have their original interiors made of leather, fabric, or polyester, so you want to keep them in the best condition possible. Sun damage and exposure to hot temperatures can cause the interior to crack and require repair. Your climate-controlled unit will always keep it at the same temperature, so there isn’t any damage. 

Have More Space At Home

If you’re storing your classic car at home, then it’s taking up garage space that you could be using for other things. By getting a storage unit for your classic car, you can use your property for things you want and add to your collection.

If you’re in the Mesa, AZ, area and looking for a classic car insurance policy, contact our team at Freedom Insurance Agency today. 

When you have a classic car, you have unique insurance needs. At Freedom Insurance Agency in Mesa, AZ, we offer classic car coverage so you can protect your asset. 

Does My Car Qualify for Classic Car Insurance? 

Requirements for classic car insurance vary, but there are some standard requirements. 

Most vehicles must be at least 20 to 25 years old or older to qualify. If you have an exotic car or a valuable replica car, these will also qualify. Classic vehicles including military vehicles, hearses, and fire trucks also qualify. 

What are the Requirements for Classic Car Insurance?

In addition to meeting the above requirements, your vehicle must not be your "daily driver" or primary vehicle. If you drive your vehicle to car shows, exhibitions, and occasional recreational drives, you meet this requirement. 

You must also store the vehicle in a secure location. Generally, this means it’s stored in an enclosed and locked space, like a garage. 

What is Agreed Value?

Agreed value means that you and your insurer agree on a value for your vehicle before your policy begins. Standard insurance policies offer the actual value of your vehicle in the event of a loss. This takes factors like depreciation into consideration. 

An agreed value policy allows you to insure your vehicle for the amount you choose, which allows you to protect your investment. 

What Does Classic Car Insurance Cover? 

Classic car insurance covers many of the same events as standard auto insurance, including damage to your vehicle and liability coverage. Optional coverage may include roadside assistance, accessories, and the ability to keep your salvaged vehicle in the event of a total loss. 

Reach Out To Us

If you need classic car insurance in Mesa, AZ, contact us at Freedom Insurance Agency. Our agents will discuss your policy needs and help you select the best insurance for your situation.